Mobile payment dissertation

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Mobile payment dissertation in 2021

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Which is an example of a mobile payment system?

Apple Pay is an example that cuts across several categories, allowing contactless payments on card terminals (using fingerprint authentication via the phone), in-app purchases and payments on the internet. Google Pay and Samsung Pay are two other big mobile wallet contenders.

How are sound waves used in mobile payments?

Sound wave-based (or sound signal-based) mobile payments represent a newer, cutting-edge solution that works for most mobile phones. Transactions are processed – without the need for internet – through unique sound waves containing encrypted data about the payment.

What kind of payment system does Samsung Pay Use?

Magnetic secure transmission (MST) payments. A third way to pay with a mobile phone at a card terminal is through magnetic secure transmission (MST). Samsung Pay uses both MST and NFC payments for contactless mobile phone payments.

How are payments processed on a mobile phone?

Transactions are processed – without the need for internet – through unique sound waves containing encrypted data about the payment. Sound waves are sent from a terminal to the mobile phone to convey payment details, where after the customer’s phone converts that data into analog signals that finalise the transaction.

Last Update: Oct 2021


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